Long Term Care
Using Life Insurance to Fund Long-Term Care: A Smart Financial Strategy
Discover how life insurance can help pay for long-term care. Explore options like life settlements, hybrid policies, and LTC riders to fund your care.

Long Term Care
Discover how life insurance can help pay for long-term care. Explore options like life settlements, hybrid policies, and LTC riders to fund your care.
Our life settlement calculator can provide a fast, free estimate of your payout in just a few short steps.
Learn about the advantages and disadvantages of selling your life insurance policy. A life settlement can be a viable option for seniors in need of cash, or who want to live a better life in retirement.
Financial planning, Life settlements
Thinking about cashing in your life insurance? Learn when it makes sense, how to access cash value, and if a life settlement is the smarter financial move.
Compare term life accelerated death benefits and viatical settlements to find the best way to access cash for care, illness, or retirement needs.
Life settlements offer retirees a way to convert their life insurance into cash, providing a financial lifeline during economic challenges. By selling their policy, retirees can generate income, reduce expenses, and bolster their financial stability amid inflation and other financial pressures.
If you’re considering cashing in your life insurance policy, a life settlement could provide you with a significant cash payout, often averaging between 5% and 25% of the policy’s face value, and as high at 60% or more in some cases.