Financial Planning
Health Care Costs in Retirement: What Every Senior Needs to Know
This article will provide a comprehensive understanding of these costs and present strategies that can help mitigate their impact on your retirement life.

Financial Planning
This article will provide a comprehensive understanding of these costs and present strategies that can help mitigate their impact on your retirement life.
Financial planning, Life settlements
Thinking about cashing in your life insurance? Learn when it makes sense, how to access cash value, and if a life settlement is the smarter financial move.
Compare term life accelerated death benefits and viatical settlements to find the best way to access cash for care, illness, or retirement needs.
Life settlements offer retirees a way to convert their life insurance into cash, providing a financial lifeline during economic challenges. By selling their policy, retirees can generate income, reduce expenses, and bolster their financial stability amid inflation and other financial pressures.
If you’re considering cashing in your life insurance policy, a life settlement could provide you with a significant cash payout, often averaging between 5% and 25% of the policy’s face value, and as high at 60% or more in some cases.
In this article, we’ll explore why health changes make life settlements more viable. We’ll also look at how a life settlement may allow you to navigate unexpected healthcare costs and long-term care expenses.
This article highlights the importance of medical conditions in determining life settlement values and explains the rigorous health assessments conducted by life settlement companies.