Life Settlements With No Medical Underwriting
FAST settlements that even healthy insureds may qualify for
Life Settlements With No Medical Underwriting
FAST settlements that even healthy insureds may qualify for
In the past, most people who qualified for a life settlement needed to have one ore more significant health impairments. But now, even healthy insureds may be able to qualify to sell their policies.
This is a great option for:
- Policyowners who want a FAST settlement
- Insureds who do not qualify for traditional settlements
- Policies that are no longer needed
- Underwater split dollar arrangements
- Policyowners who want to replace a current policy with a new insurance policy or annuity
It only takes a moment to see if you may qualify. Find out today!
See if you qualify now!
Who can qualify?
- Healthy insureds without significant health impairments
- Insureds age 70 or over
- Policies with a face value (death benefit) between $200,000 and $10M
*Additioanl qualifications may apply
Martin sold his policy for more than 50x its cash surrender value
Martin, a fairly healthy 86-year old man, owned a $200,000 universal life insurance policy. He initially took it out to help protect his wife financially should he pass before her. When she predeceased him, he no longer needed the policy.
He had keep it in force for several years by using the accumulated cash value to pay the premiums, but the cash value was running low. Martin wanted to find a way to benefit from the policy without needing to make large, out-of-pocket premium payments which were scheduled to balloon significantly over the coming years.
Instead of letting the policy lapse and accepting the dwindling cash surrender value of $1,800, he contacted Lighthouse Life. After a free, thorough, and zero-pressure policy evaluation, Lighthouse Life purchased the policy from Martin for $101,000 – more than 50x the surrender value.
Martin’s Life Settlement Value: $101,000
Policyowner age
86
Policy amount
$200,000
Cash surrender value
$1,828
Life settlement resources
If you’d like to learn even more about life settlements, here are some educational life settlement resources:
What is a Life Settlement? Everything Seniors Need to Know
Whether due to financial hardships, medical bills, or planning for retirement, life settlements allow seniors to generate money from the sale of their life insurance policies.
What is a Life Settlement? Everything Seniors Need to Know
Selling a life Insurance Policy for Cash is Safe and Secure: Here’s Why
As long as you work with a good, reputable, and transparent life settlement company, you should be confident that your life settlement transaction will be safe and secure, and that your needs will be put first.
Selling a life Insurance Policy for Cash is Safe and Secure: Here’s Why