The good news is, many people qualify.

Most have three things in common:

  • 1 You’re 65+
    (or younger with a significant health issue).
  • 2 Your health has changed since you bought your policy.
  • 3 You own a policy of $100,000 or more.

If this sounds like you, you owe it to yourself to apply.

  • Contact Information
  • Policy Information
  • How to assess your health.

    Please select your health status by comparing your health to that of people your age.
    • Above average – Exceptional health relative to the average person my age
    • Average – Average health relative to a person my age
    • Slightly below average – Chronic, but manageable, health conditions that require ongoing treatment and care but do not have a significant impact on quality of life relative to my peers
    • Well below average – Major or severe medical conditions that have a significant impact on my quality of life
    • Terminal – Irreversible medical conditions that will significantly reduce my life expectancy such as late stage cancer

    Click submit to begin your appraisal

  • This field is for validation purposes and should be left unchanged.