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Financial Planning

Health Care Costs in Retirement: What Every Senior Needs to Know

This article will provide a comprehensive understanding of these costs and present strategies that can help mitigate their impact on your retirement life.

Clock June 10, 2025

Financial planning, Life settlements

Should I Cash In My Life Insurance Policy? What You Need to Know

Thinking about cashing in your life insurance? Learn when it makes sense, how to access cash value, and if a life settlement is the smarter financial move.

Clock June 04, 2025

Financial planning

How to Talk to Your Aging Parents About Money

Learn how to talk to your aging parents about money with empathy and confidence. Get tips for starting the conversation and exploring financial options.

Clock April 24, 2025

Financial planning

The Impact of Healthcare Costs on Retirement

In this article, we’ll break down some potential healthcare costs, as well as some ways to reduce these growing expenses. As always, be sure to speak with a financial professional to discuss your specific situation.

Clock August 13, 2024

Financial planning

Smart Money Move? Taking a Loan from Your Life Insurance Policy

When it comes down to choosing between life settlements and policy loans as ways of increasing retirement income, each senior's situation is different, making this a very personalized choice shaped by numerous financial considerations.

Clock June 19, 2024

Financial planning

Selling Your Life Insurance Policy to Companies That Buy Life Insurance

Opting to sell to companies that specialize in buying life insurance policies can be particularly advantageous. These transactions often result in higher payouts compared to the surrender value offered by insurance companies.

Clock April 24, 2024

Financial planning

Managing Debt in Retirement: 13 Strategies for a Debt-Free Life

This guide provides thirteen practical strategies for managing debt in retirement, allowing you to focus on enjoying your hard-earned freedom.

Clock April 04, 2024
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Lighthouse Life Direct, LLC is not a licensed broker or purchaser of life insurance policies. Lighthouse Life Direct is an advertiser that refers qualified policyowners to licensed purchasers of policies. Lighthouse Life Direct does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.