Settle for
a better life.™
Lighthouse Life helps seniors sell their life insurance policies for cash.
Settle for
a better life.™
Lighthouse Life helps seniors sell their life insurance policies for cash.
Selling your life insurance policy through a life settlement is your right
Life insurance is your property, like a house, car, or piece of jewelry. And like all property you own, it is your right to sell your life insurance policy for its market value.
Every day, seniors like you are choosing to sell their life insurance policies through life settlements. Lighthouse Life is here to help make the process fast, simple, and easy to understand, so you can get the most out of life in retirement.
Life settlements help you:
Plan for and fund
your retirement
Use the cash payout from a life settlement to achieve your retirement goals
Reduce your
expenses
Convert an expensive policy you no longer need or can no longer afford into cash
Cover healthcare and
long-term care expenses
Pay for healthcare and long-term care without depleting your retirement savings
The benefits of life settlements
Many seniors like you have life insurance policies that no longer serve their intended purpose. Instead of continuing to pay expensive premiums or surrendering your policy back to the insurance company, consider selling it for its market value through a life settlement.
Life settlements pay out on average four times or more the cash surrender value of a life insurance policy, giving seniors additional freedom and security in retirement.
A life settlement is a powerful financial tool that can help you pay for healthcare, long-term care, and other retirement expenses.
Policyowner's age: 79
Universal life policy: $800,000
Cash surrender value: $18,000
$75,000
Life settlement value
Policyowner's age: 77
Universal life policy: $250,000
Cash surrender value: $4,600
$75,000
Life settlement value
Policyowner's: 74
Universal life policy: $500,000
Cash surrender value: $0
$30,000
Life settlement value
Life settlements are safe and secure
Life settlements are highly regulated across the U.S. and offer exceptional consumer protections. 43 states regulate life settlements, representing over 90% of the U.S. population. Since 2014, only two consumer complaints out of 466,000 reported to state regulators were about life settlements. None of these complaints were against Lighthouse Life.
At Lighthouse Life, we go the extra mile, providing transparency and disclosures above and beyond regulatory requirements.
Lighthouse Life is a BBB accredited business.
Quick and simple process
Qualifying for a life settlement with Lighthouse Life is quick and simple. Our life settlement specialists guide you every step of the way. We can frequently make offers in as little as 5 days, and you can receive your cash payment in as little as 45 days.
We work hard to get you what is rightfully yours, fast.
Connect with us
Connect with us by phone, chat, or completing a short form and see if you qualify for a life settlement.
Receive an offer
After gathering some additional information, if you qualify, we will offer to buy your policy.
Get your cash payment
If you accept the offer, we’ll help you complete the closing package so you can get your cash payment.
The Lighthouse Life commitment to you
We advocate for you, giving you the information and support you need to make a well-informed decision about selling your life insurance policy.
If you qualify and decide to sell, we’ll be by your side every step of the way, helping you navigate the entire process.
With a life settlement through Lighthouse Life, you can spend less time managing your finances and more time living your life.
See if you qualify
In just a few minutes, you can how much you could get from a life settlement. You owe it to yourself to find out today.
Get your free estimate now
Life settlement resources
Learn more about life settlements with these educational resources.
What is a Life Settlement? Everything seniors need to know
Whether due to financial hardships, medical bills, or planning for retirement, life settlements allow seniors to generate money from the sale of their life insurance policies.
Read more
Life Settlement Information Center
Whether you are looking for more information about life settlements, or are ready to sell your life insurance policy, we have educational resources to help you.
Read more
How to Sell a Life Insurance Policy for Cash
If you are thinking of selling your life insurance policy, or even just want to know more about what is involved in a life settlement, Lighthouse Life is here to help you.
Read more