See if you qualify for a life settlement

Settle for
a better life.™

Lighthouse Life helps seniors sell their life insurance policies for cash.

Get your estimate now

See how much your policy could be worth with our free life settlement calculator

Settle for
a better life.™

Lighthouse Life helps seniors sell their life insurance policies for cash.

Get your estimate now

See how much your policy could be worth with our free life settlement calculator

Selling your life insurance policy through a life settlement is your right

Life insurance is your property, like a house, car, or piece of jewelry. And like all property you own, it is your right to sell your life insurance policy for its market value.

Every day, seniors like you are choosing to sell their life insurance policies through life settlements. Lighthouse Life is here to help make the process fast, simple, and easy to understand, so you can get the most out of life in retirement.

Life settlements help you:

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Plan for and fund
your retirement

Use the cash payout from a life settlement to achieve your retirement goals

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Reduce your
expenses

Convert an expensive policy you no longer need or can no longer afford into cash

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Cover healthcare and
long-term care expenses

Pay for healthcare and long-term care without depleting your retirement savings

See how much your policy could be worth

Get my free estimate

The benefits of  life settlements

Many seniors like you have life insurance policies that no longer serve their intended purpose. Instead of continuing to pay expensive premiums or surrendering your policy back to the insurance company, consider selling it for its market value through a life settlement.

Life settlements pay out on average four times or more the cash surrender value of a life insurance policy, giving seniors additional freedom and security in retirement.

A life settlement is a powerful financial tool that can help you pay for healthcare, long-term care, and other retirement expenses.

How much could you get? Here are some examples.

Policyowner's age: 79

Universal life policy: $800,000

Cash surrender value: $18,000

$75,000

Life settlement value

Policyowner's age: 77

Universal life policy: $250,000

Cash surrender value: $4,600

$75,000

Life settlement value

Policyowner's: 74

Universal life policy: $500,000

Cash surrender value: $0

$30,000

Life settlement value

How much you could get for your policy?

Find out now

Life settlements are safe and secure

Life settlements are highly regulated across the U.S. and offer exceptional consumer protections. 43 states regulate life settlements, representing over 90% of the U.S. population. Since 2014, only two consumer complaints out of 466,000 reported to state regulators were about life settlements. None of these complaints were against Lighthouse Life.

At Lighthouse Life, we go the extra mile, providing transparency and disclosures above and beyond regulatory requirements.

Lighthouse Life is a BBB accredited business.

 

Lighthouse Life Direct, LLC BBB Business Review

Quick and simple process

Qualifying for a life settlement with Lighthouse Life is quick and simple. Our life settlement specialists guide you every step of the way. We can frequently make offers in as little as 5 days, and you can receive your cash payment in as little as 45 days.

We work hard to get you what is rightfully yours, fast.

1

Connect with us

Connect with us by phone, chat, or completing a short form and see if you qualify for a life settlement.

2

Receive an offer

After gathering some additional information, if you qualify, we will offer to buy your policy.

3

Get your cash payment

If you accept the offer, we’ll help you complete the closing package so you can get your cash payment.

The Lighthouse Life commitment to you

We advocate for you, giving you the information and support you need to make a well-informed decision about selling your life insurance policy.

If you qualify and decide to sell, we’ll be by your side every step of the way, helping you navigate the entire process.

With a life settlement through Lighthouse Life, you can spend less time managing your finances and more time living your life.

See if you qualify

In just a few minutes, you can how much you could get from a life settlement. You owe it to yourself to find out today.

 

Get your free estimate now

 

Life settlement resources

Learn more about life settlements with these educational resources.

A retired woman learning about life settlements from Lighthouse Life

What is a Life Settlement? Everything seniors need to know

Whether due to financial hardships, medical bills, or planning for retirement, life settlements allow seniors to generate money from the sale of their life insurance policies.

Read more
A senior woman smiling

Life Settlement Information Center

Whether you are looking for more information about life settlements, or are ready to sell your life insurance policy, we have educational resources to help you.

Read more
A man reading about selling his life insurance policy with Lighthouse Life

How to Sell a Life Insurance Policy for Cash

If you are thinking of selling your life insurance policy, or even just want to know more about what is involved in a life settlement, Lighthouse Life is here to help you.

Read more