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Viatical Settlements

Is an Accelerated Death Benefit Right for You? Accessing Life Insurance Early

This article explains how you, the policyholder, can access cash benefits from your life insurance policy's death benefit while alive through an Accelerated Death Benefit (ADB). Many policies include this feature.

Clock July 11, 2025

Universal life insurance

Universal Life Insurance Cash Value

In this blog post, our experts explain universal life insurance, how it builds cash value and if it can be sold.

Clock July 09, 2025

Universal life insurance

Selling Universal Life Insurance Policy: How It Works & How Much You Could Get

A life settlement can help you turn a universal life policy that has outlived its usefulness into a substantial cash windfall that can help you get the most out of your retirement. Understanding the life settlement process can help you choose your best course of action.

Clock July 09, 2025

Life settlements

Life Settlement Calculator: Estimate Your Policy’s Payout

Our life settlement calculator can provide a fast, free estimate of your payout in just a few short steps.

Clock July 09, 2025

Life settlements

Pros and Cons of Selling Your Life Insurance Policy

Learn about the advantages and disadvantages of selling your life insurance policy. A life settlement can be a viable option for seniors in need of cash, or who want to live a better life in retirement.

Clock June 19, 2025

Financial planning

Health Care Costs in Retirement: What Every Senior Needs to Know

This article will provide a comprehensive understanding of these costs and present strategies that can help mitigate their impact on your retirement life.

Clock June 10, 2025

Financial planning, Life settlements

Should I Cash In My Life Insurance Policy? What You Need to Know

Thinking about cashing in your life insurance? Learn when it makes sense, how to access cash value, and if a life settlement is the smarter financial move.

Clock June 04, 2025
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Lighthouse Life Direct, LLC is not a licensed broker or purchaser of life insurance policies. Lighthouse Life Direct is an advertiser that refers qualified policyowners to licensed purchasers of policies. Lighthouse Life Direct does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.