Life Insurance Settlements

Unmatched Industry Knowledge and Experience

LightHouse Life is led by a team with over 60 years of experience in sourcing, originating and managing the purchase of life insurance policies in the life settlement market.  LightHouse Life has unmatched expertise in working with financial professionals and has been at the forefront of establishing the highest standards of conduct for life settlements, and advocating for transparency and accountability in this market.


Years of Experience

Our Leadership Team has over 60 years of combined experience in the life settlement market.

Acquired Assets

Our team has facilitated the origination and acquisition of nearly $30 billion in life insurance assets throughout our careers….

Insurance Policies Purchased

And facilitated the purchase of over 12,000 life insurance policies.

Our Leadership Team

Michael Freedman

Chief Executive Officer

Michael has been a leader in the life settlement market for the last 15 years. Michael most recently served as President of a leading life settlement company, where during his tenure the company achieved record sales of securities and purchases of life insurance assets. For 12 years prior, Michael led the life settlement market’s legal and regulatory development as head of Government Affairs at a leading life settlement company. Michael was the driving force behind the passage of more than 60 state and federal life settlement laws that promote and protect life settlements for seniors and investors. Michael has been an officer of the Life Insurance Settlement Association and the Life Settlement Institute. He serves as the Executive Director of the Alliance for Senior Health Care Financing, a Washington, DC-based advocacy organization. He holds both a Bachelor’s degree from the University at Albany and a Juris Doctorate degree from the University at Buffalo School of Law.

Jim Dodaro

Chief Financial Officer

Jim has over 17 years of experience in the life settlement and insurance-linked alternative assets space. He structured and led operations for a leading life settlement company where he developed the company’s start-up business plan and operationalized its business strategy, acquiring nearly $30 billion of life insurance assets through the secondary market. Jim’s expertise includes financial analysis, asset valuation, financial underwriting, asset buying, trading and portfolio management platforms. He has developed new capital sources, business ventures, and product lines. Jim has significant experience in Life Settlement asset management, negotiating complex financial transactions and managing relationships with investors. Jim holds a BS in Finance from Penn State University and an MBA from the University of Pennsylvania’s Wharton School of Business.

Michael Coben

Chief Distribution Officer

Michael has more than 30 years of experience in the financial services industry, including 13 years as the head of sales at a leading life settlement company. Michael led the development of national strategic alliances, increasing overall distribution from all channels, as well as building, leading and managing a regionalized national wholesale distribution platform, and was responsible for facilitating the purchase of more than 12,000 life insurance policies with a combined net death benefit of nearly $30 billion. Michael has served as the CEO of a registered broker-dealer focused on the origination of variable life settlements. Michael previously was a Regional Director for a leading life insurance company, where he was responsible for the distribution and sales management of life, annuity and variable products and he was a leading wholesaler for another major life insurance company. Michael is a respected national educator and speaker on financial services topics, and is a member of the Philadelphia Estate Planning Counsel, the National Association of Insurance and Financial Service Professionals. Michael holds a B.A. from Dickinson College.

Andrew Brecher

Chief Operating Officer

Andrew has more than 20 years of experience managing and directing operations and technology platforms in the life settlement market. He previously worked at a leading life settlement company where he was responsible for the design and implementation of the market’s first life settlement pricing and tracking system, and several other mission-critical enterprise software and business intelligence systems. Andrew has extensive experience in all aspects of information technology, operations, infrastructure and facilities management, including managing the operations and infrastructure of multiple domestic and international locations. Andrew is an expert in cyber security and disaster recovery and is a member of the Information Systems Audit and Control Association, where he holds a certification in Cyber Security Management. He holds a B.S. from Syracuse University’s Whitman School of Management.