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Life Settlements for People with a Cancer Diagnosis

Helping those who have received a cancer diagnosis and their loved ones navigate financial challenges

Life Settlements for People with a Cancer Diagnosis

Helping those who have received a cancer diagnosis and their loved ones navigate financial challenges

In partnership with CancerSurvivalRates.com

A cancer diagnosis means a lot of things, chief among them being “uncertainty.” This uncertainty can feel overwhelming.

What does this mean? What do I do? And of course, how will this impact my finances and the finances of my loved ones?

Fortunately, for those who have received a cancer diagnosis and who own a life insurance policy, relieving financial pressures may be easier than you realized.

A Life Settlement Can Help

Did you know that you may be able to sell a life insurance policy to help cover costs like unexpected medical expenses? Use our Life Settlement Calculator to see how much your policy may be worth.

Try Our Life Settlement Calculator >>

Would you rather talk to someone? Call us now at 866-910-4000.

See how much your policy could be worth today

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Let’s find out:

How much is your policy worth?

Our Visual Valuator will help you quickly and easily calculate an initial valuation of a life insurance policy. The data-driven analysis will help you personalize this valuation based on the answers you provide. Subsequently, we can collaboratively determine whether obtaining offers for the sale of your policy is appropriate.

Name*

Phone*

Email*

Consent*

I agree to the terms & conditions and privacy policy.*

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Progress

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referrer

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lander

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SalesRep

Internal Policy Analysis

Extended Valuation

What is the face value of your policy?*

How do you pay your premiums?*

One-time payment sometime in the past

Monthly

Quarterly

Annually

I don’t know

What was your premium?*

What are your premiums? (Monthly)*

What are your premiums? (Quarterly)*

What are your premiums? (Annually)*

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Annual Premiums*

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Percentage if user doesn't know their premiums

What type of policy do you have?*

Who is the life insurance carrier?*

Does your policy have any cash surrender value?*

Yes

No

What is your policy's cash surrender value?*

Does your policy currently have a loan against it?*

Yes

No

What is the loan amount?*

Do we have a 3rd party LE to calculate with?*

Yes

No

What is the 3rd party LE?

What is the gender of the insured?*

Male

Female

Do you know the insured's birthdate?*

Yes

No

What is the insured's birthdate?*

MM slash DD slash YYYY

What is the age of the insured?*

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Calculated Age

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Normal Health Fudge Factor

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Life Expectancy

Would you like to skip weight and height questions? You can make this valuation more accurate by including those answers.*

Yes

No

Weight (pounds)

Height (inches)

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BMI

Have you used tobacco in the last 12 months?*

Yes

No

How is your health compared to your peers?*

Do you have any of these significant health conditions?

Cancer

Stroke

Cognitive Disorders

Chronic Kidney Disease

Heart Disease

Autoimmune Disease

Vascular Disease

Pulmonary Disease

Neuromuscular Disease

Diabetes

None Of The Above

Diabetes

Which type of diabetes do you have?

Type 1

Type 2

Was your latest A1c over 8.5?

Yes

No

Are you insulin dependent?

Yes

No

Do you have neuropathy?

Yes

No

Stroke

Do you have permanent complications due to the stroke?*

Yes

No

Heart Disease

Do you have permanent heart damage?*

Yes

No

Cancer Type*

Bile Duct/Gallbladder

Brain

Breast

Female Reproductive

Colon/Rectal

Esophageal

Head/Neck

Leukemia/Lymphoma

Liver

Lung

Melanoma/Merkel Cell

Multiple Myeloma

Pancreatic

Prostate

Renal

Sarcoma

Stomach/Gastrointestinal

Thyroid

Other Cancer

What stage of Bile Duct/Gallbladder cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Brain Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Breast Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Female Reproductive Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Esophageal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Colon/Rectal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Leukemia/Lymphoma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Head/Neck Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Liver Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Lung Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Melanoma/Merkel Cell Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Multiple Myeloma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Pancreatic Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Prostate Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Renal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Sarcoma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Stomach/Gastrointestinal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Thyroid Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

Are you still fighting Bile Duct/Gallbladder cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Brain cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Breast cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Female Reproductive cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Colon/Rectal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Esophageal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Head/Neck cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Leukemia/Lymphoma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Liver cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Lung cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Melanoma/Merkel Cell cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Multiple Myeloma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Pancreatic cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Prostate cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Renal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Sarcoma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Stomach/Gastrointestinal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Thyroid cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

What Cognitive Disorders?*

Alzheimer's

Dementia

Epilepsy

Parkinson's Disease

Stroke-related cognitive dysfunction

MS

Huntington’s Disease

Lewey Body Disease

Chronic Kidney Disease*

Stage 1

Stage 2

Stage 3

Stage 4

Stage 5

Autoimmune Disease*

Addison Disease

Graves Disease

MS

Rheumatoid Arthritis

Lupus

Giant Cell Myocarditis

Encephalitis

Vasculitis

Chron’s Disease

Hemophilia

Arteriosclerosis

Lymphoproliferative Syndrome

Pancreatitis

Behcet’s Disease

Pulmonary Diseases*

COPD

Cystic Fibrosis

Interstitial Lung Disease

Pulmonary Fibrosis

Sarcoidosis

Neuromuscular Diseases*

ALS

Lambert-Eaton Syndrome

Mitochondrial Myopathy

Motor Neuron Disease

Muscular Dystrophy

Myasthenia Gravis

Peripheral Neuropathy

Polymyositis

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unknown cancer stage

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unknown cancer

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Health Scenario

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Final Max HS

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Max HS

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Health Scenario 1

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Health Scenario 2

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Health Scenario 3

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Health Scenario 4

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Health Scenario 5

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Health Scenario 6

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Max Cancer HS

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Start Thyroid HS

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End Thyroid HS

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Start Stomach/Gastrointestinal HS

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End Stomach/Gastrointestinal HS

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Start Sarcoma HS

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End Sarcoma HS

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Start Renal HS

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End Renal HS

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Start Prostate HS

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End Prostate HS

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Start Pancreatic HS

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End Pancreatic HS

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Start Multiple Myeloma HS

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End Multiple Myeloma HS

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Start Melanoma/Merkel Cell HS

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End Melanoma/Merkel Cell HS

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Start Lung HS

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End Lung HS

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Start Liver HS

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End Liver HS

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Start Leukemia/Lymphoma HS

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End Leukemia/Lymphoma HS

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Start Esophageal HS

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End Esophageal HS

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Start Colon/Rectal HS

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End Colon/Rectal HS

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Start Female Reproductive HS

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End Female Reproductive HS

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Start Brain HS

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End Brain HS

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Start Bile Duct/Gallbladder HS

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End Bile Duct/Gallbladder HS

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Start Breast HS

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End Breast HS

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Start Head/Neck HS

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End Head/Neck HS

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Fudge Factor

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SBALE

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NPV

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NPV

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NPV Year 1

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NPV Year 2

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NPV Year 3

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NPV Year 4

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NPV Year 5

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NPV Year 6

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NPV Year 7

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NPV Year 8

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NPV Year 9

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NPV Year 10

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NPV Year 11

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NPV Year 12

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NPV Year 13

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NPV Year 14

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NPV Year 15

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Direct Buyer's Bid

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SBA NPV Low End

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SBA NPV High End

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Formatted Direct Buyer's Bid

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Formatted SBA Low

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Formatted SBA High

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Formatted NPV

Are you the insured, owner, or financial representative of the owner?

Insured

Owner

Financial representative of the Owner

Who can qualify?

Insureds age 65 or over
Insureds who have experienced a change in health since the policy was issued
Policies with a face value of at least $100,000

*Typical qualification criteria. Additioanl qualifications may apply.

See if you qualify >>

Rachel S***** is outstanding and is very customer focused. She spends as much time as needed to answer all questions. She has a very professional personality and easy to work with.

James S.

August 9, 2022

Reviewed on BBB

I dealt with Rachel Slagle and found her to be professional and totally forthright.

George F.

August 1, 2022

Reviewed on BBB

Rachael S***** worked hard to get my insurance policy sold for me. I appreciate all the work put into making the sale complete.

Faye R.

August 1, 2022

Reviewed on BBB

Average Rating: 5.0 stars

Read more reviews >>

David needed money now

David, a 69-year-old man with several health challenges, had a $250,000 term life policy. He thought his policy had no value as an investment because it was a term policy.

However, after speaking with Lighthouse Life, he learned he could sell his policy and use the proceeds to help alleviate financial strain.

David received $50,000 – and peace of mind – in his life settlement.

David’s Life Settlement Value: $50,000

Icon of a person

Policyowner age

69

Insurance policy icon

Policy amount

$250,000

Hand with dollar sign icon

Cash surrender value

$0

See how much your policy could be worth today

See if you qualify >>

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If you’d like to learn even more about life settlements, here are some educational life settlement resources:

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1-866-910-4000

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Lighthouse Life Direct, LLC is not a licensed broker or purchaser of life insurance policies. Lighthouse Life Direct is an advertiser that refers qualified policyowners to licensed purchasers of policies. Lighthouse Life Direct does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.