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Life Settlements

Life Settlements vs. Viatical Settlements vs. Term Life Accelerated Death Benefits: Which One’s Right for You?

Compare term life accelerated death benefits and viatical settlements to find the best way to access cash for care, illness, or retirement needs.

Clock April 24, 2025

Financial planning

The Impact of Healthcare Costs on Retirement

In this article, we’ll break down some potential healthcare costs, as well as some ways to reduce these growing expenses. As always, be sure to speak with a financial professional to discuss your specific situation.

Clock August 13, 2024

Financial planning

Smart Money Move? Taking a Loan from Your Life Insurance Policy

When it comes down to choosing between life settlements and policy loans as ways of increasing retirement income, each senior's situation is different, making this a very personalized choice shaped by numerous financial considerations.

Clock June 19, 2024

Financial planning

Selling Your Life Insurance Policy to Companies That Buy Life Insurance

Opting to sell to companies that specialize in buying life insurance policies can be particularly advantageous. These transactions often result in higher payouts compared to the surrender value offered by insurance companies.

Clock April 24, 2024

Financial planning

Managing Debt in Retirement: 13 Strategies for a Debt-Free Life

This guide provides thirteen practical strategies for managing debt in retirement, allowing you to focus on enjoying your hard-earned freedom.

Clock April 04, 2024

Financial planning

Unlocking Your Wealth: Can You Cash Out Permanent Life Insurance?

In this blog post, we'll examine the concept of cashing out permanent life insurance, highlighting the distinctions between permanent and whole life insurance, and providing insights into the financial implications of tapping into your policy's cash value.

Clock January 10, 2024

Financial planning

Strategies for Seniors Navigating Late Retirement Planning

As life unfolds, unforeseen circumstances may lead to late retirement planning. This blog post aims to shed light on a comprehensive set of strategies, offering a diverse toolkit for late-stage retirement planning.

Clock December 19, 2023
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Lighthouse Life Direct, LLC is not a licensed broker or purchaser of life insurance policies. Lighthouse Life Direct is an advertiser that refers qualified policyowners to licensed purchasers of policies. Lighthouse Life Direct does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.