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Viatical Settlements

Is an Accelerated Death Benefit Right for You? Accessing Life Insurance Early

This article explains how you, the policyholder, can access cash benefits from your life insurance policy's death benefit while alive through an Accelerated Death Benefit (ADB). Many policies include this feature.

Clock July 11, 2025

Universal life insurance

Universal Life Insurance Cash Value

In this blog post, our experts explain universal life insurance, how it builds cash value and if it can be sold.

Clock July 09, 2025

Universal life insurance

Selling Universal Life Insurance Policy: How It Works & How Much You Could Get

A life settlement can help you turn a universal life policy that has outlived its usefulness into a substantial cash windfall that can help you get the most out of your retirement. Understanding the life settlement process can help you choose your best course of action.

Clock July 09, 2025

Universal life insurance

How Do You Sell a Universal Life Insurance Policy?

In this blog post, our experts explain how to sell this type of policy. Getting started is easy and you can even find out what your policy might be worth using our life settlement estimate calculator.

Clock December 12, 2021
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Lighthouse Life Direct, LLC is not a licensed broker or purchaser of life insurance policies. Lighthouse Life Direct is an advertiser that refers qualified policyowners to licensed purchasers of policies. Lighthouse Life Direct does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.